Know what's coming.

Short, practical writing on bills, subscriptions and the money that's already spoken for.

2026-01-12 · 6 min read

How to actually keep track of your bills (without a spreadsheet)

A practical method for tracking every bill, subscription and renewal in one place — and knowing what you can safely spend after them.

2026-02-03 · 5 min read

How to track subscriptions before they renew

Subscriptions are designed to renew quietly. Here's a repeatable system for catching renewals early and cancelling the ones you don't use.

2026-03-08 · 5 min read

Safe to spend: the only budgeting number you need

Why your bank balance lies, and how a daily safe-to-spend figure keeps you solvent between paydays without a full budget.

2026-04-02 · 6 min read

How to cancel a subscription that doesn't want to be cancelled

Notice periods, written cancellations and retention offers — a plain guide to leaving a service without paying for another year.

2026-05-06 · 5 min read

Tracking shared bills when the money comes from two accounts

A simple way for couples and housemates to see the same bill calendar without merging finances or arguing about who paid what.

2026-08-26 · 5 min read

A subscription tracker that never touches your bank

You don't have to hand over your bank login to see every subscription in one place. Here's how to track them privately — and why that's often more reliable than bank sync.

2026-08-26 · 4 min read

How much can I safely spend this month?

A simple way to turn your balance, your next payday and your known bills into one honest number you can spend against — no budgeting spreadsheet required.

2026-08-26 · 5 min read

A Rocket Money alternative that works in Europe (without linking your bank)

Rocket Money is US-only and needs access to your bank. If you're in the EU or UK and want to track bills and subscriptions privately, here's a simpler way.

2026-08-26 · 4 min read

A Bobby app alternative that works on Android and the web

Bobby is iPhone-only and hasn't been meaningfully updated in years. If you want the same simple subscription tracking on Android, a laptop, or the web, here's an alternative.

2026-08-26 · 4 min read

An Emma app alternative without the bank connection or the upsells

Emma is a bank-linked assistant with several paid tiers. If you want to track subscriptions and know what's safe to spend without connecting your bank, here's a simpler, privacy-first option.

2026-08-26 · 4 min read

A Monarch Money alternative for Europe

Monarch is a polished US budgeting app, but it's built around US bank connections and dollar accounts. For EU users who want private, multi-currency bill and subscription tracking, here's an alternative.

2026-08-27 · 7 min read

Why DUE never links your bank — and how it works instead

Every money app wants your bank login. DUE refuses on purpose. Here's the reasoning, the architecture, and the honest tradeoff — from the person who built it.